At Hendrix Family Insurance, we realize insurance is not a one size fits all situation. What is good for a family of 4 with young children may not be right for a senior couple who is enjoying their retirement years. So we work with many different companies so that we are able to take care of your needs, regardless of what part of your life you are in. We specialize in the following areas:
Medicare can be a confusing subject for many, but it doesn't have to be. Here at Travis Hendrix Insurance we pride ourselves in not only pairing our clients with the perfect plan, but also helping to educate them so they know what they have. Whether you are interested in Medicare Supplement plans, or Medicare Advantage plans, we will be able to guide you and give you the tools to use when selecting a plan.
Nobody wants to leave their loved ones the burden of paying for their funeral. A final expense policy is ideal for taking care of this for you. Some of the benefits of a final expense policy:
- Easier to qualify
- Permanent coverage
- Premium doesn't go up
These policies typically have lower death benefits, as low as $1,500 up to $50,000, making them more affordable especially on a fixed income, which a lot of seniors are on.
On the other end, if you are looking for coverage to help your family if you pass away, such as paying off your house or paying college tuition for you children, you may need more than what a final expense policy will give you.
That is where a term policy may be a better fit, larger death benefits for lower monthly premiums. Although this policy will not last forever (terms typically last 10, 20, or 30 years, although there are other lengths available), it will be there for your family when they need it most.
In addition, there are additional benefits that can be added to your term insurance, including:
- Return of Premium - that's right, at the end of the term, you will get beck ALL of the premiums you have paid
- Guaranteed Premium Payments - if you become disabled your premiums will be made for you.
- Terminal Illness Benefit - If you are diagnosed with a terminal illness, you are able to collect a portion of the death benefit to make lasting memories with your family.
While many Americans get their health insurance though the company that they work for, many do not have that option available. They also think that getting health insurance is too expensive, so they decide not to get any at all.
It doesn't have to be too expensive. We work with plans all over the country, and there are options for just about everybody. After going through yours and your family's health needs, we will do everything we can to find a plan that takes care of everybody.
We have to have it, but wouldn't it be nice to not pay an arm and a leg for coverage?
I work with companies all over Texas to find you the best possible rate, whether you just need liability or full coverage with all of the bells and whistles!
Working with multiple carriers allows us to find the right coverage for any situation, whether you have an older roof, and mobile home, solar panels, or anything else that you have been declined for before.